Azim Gourani Investment and Insurance Advisor
We provide solutions to safeguard your loved ones and protect your assets.
Invest today and earn up to 15% ROI while keeping your principal secure. Your future self will thank you!
Phone: 647-212-2013
Email:
azim.gourani@gmail.com
Life Insurance
Tax-free benefit to support loved ones cover financial obligations in an event of unexpected death
Disability Insurance
A monthly benefit to replace your income in the event of a disability
Funeral Expense Insurance
Life Insurance that can be used to pay for burial, cremation expenses
Critical Illness Insurance
Tax-free living benefit which pays a one time amount in the case of a diagnosed critical disease ...
Super Visa Insurance
Insurance for parents and grandparents visiting Canadian families under the Super Visa Program
Travel Insurance
Covers unexpected medical expenses when you travel
FHSA
The First Home Savings Account (FHSA) is a Canadian registered account for first-time homebuyers, combining RRSP tax-deductible contributions with TFSA tax-free withdrawals. It has an annual limit of $8,000 and a lifetime limit of $40,000, with unused contribution room carried forward. Funds can be invested and withdrawn tax-free for a qualifying home purchase.
TFSA
The Tax-Free Savings Account (TFSA) is a flexible investment and savings vehicle available to Canadian residents. It allows individuals to earn tax-free investment income and withdrawals, making it an excellent tool for achieving various financial goals.
RRSP
An RRSP (Registered Retirement Savings Plan) in Canada allows you to save for retirement with tax-deductible contribbutions and tax-deferred growth on investments until you withdraw the funds, typically during retirement
RESP
The Registered Education Savings Plan (RESP) is a Canadian savings account to help parents save for a child’s post-secondary education. Contributions grow tax-free, and the government provides grants like the Canada Education Savings Grant (CESG) to boost savings. Withdrawals for education are taxed in the student’s hands, typically at a low rate. Ideal for long-term education savings.
Non Registered Investments
A Non-Registered Investment Account is a taxable account in Canada for holding various investments like stocks, bonds, and mutual funds. It has no contribution limits, but earnings (interest, dividends, and capital gains) are subject to tax. Ideal for flexible savings beyond registered accounts.
